Whether you need cash to support growth or to help you through tough times, business owners need to find alternatives to keep their cash flow positive and be successful. U.S. banking regulations are making it more difficult to get approved for a loan and outstanding personal credit history is a necessity. It’s not a surprise that since 2008, the value of loans outstanding, in the United States has been steadily declining quarter to quarter, according to the SBA (Small Business Administration).

However, regardless the increasing risk that comes along with financing small businesses, there are funders, like Lexio Capital, that open their doors to business owners. Lexio Capital’s advance products are one of the easiest to obtain and most reliable financing options. It is a non-collateralized advance based on the volume that flows through a company’s business bank account. Once approved, the merchant will receive the funds within 24 to 48 hours. The advanced amount will be paid back either by withholding a percentage of the merchant’s credit card sales or directly through the business bank account.